KMS Client Quarterly

This past year’s issues:

• Winter 2011
• Fall 2011
• Summer 2011
• Spring 2011

The KMS Client Quarterly is produced exclusively for distribution to clients of KMS Financial Services, Inc. Nothing contained herein shall constitute an offer to sell or solicitation of an offer to buy any security. Material is original or from published sources and is believed to be accurate. Readers are cautioned to consult their own tax and investment professionals with regard to their specific situations.

Copyright © 2008. All rights Reserved.

KMS Financial Services, Inc., is a registered broker-dealer and a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).